{"id":1122,"date":"2026-04-11T12:53:00","date_gmt":"2026-04-11T12:53:00","guid":{"rendered":"https:\/\/jaykoolaw.com\/uninsured-hit-and-run-accident-um-sum-claim\/"},"modified":"2026-04-11T12:53:00","modified_gmt":"2026-04-11T12:53:00","slug":"uninsured-hit-and-run-accident-um-sum-claim","status":"publish","type":"post","link":"https:\/\/jaykoolaw.com\/ko\/uninsured-hit-and-run-accident-um-sum-claim\/","title":{"rendered":"\ubb34\ubcf4\ud5d8\ucc28 \ubc0f \ube91\uc18c\ub2c8 \uad50\ud1b5\uc0ac\uace0 \ub300\ucc98\ubc95: \ub0b4 \ubcf4\ud5d8\uc73c\ub85c \ubcf4\uc0c1\ubc1b\ub294 UM\/SUM \ud074\ub808\uc784 \uac00\uc774\ub4dc"},"content":{"rendered":"

\ub274\uc695\uc758 \ubcf5\uc7a1\ud55c \ub3c4\ub85c\ub97c \uc8fc\ud589\ud558\ub2e4 \ubcf4\uba74 \uc544\ubb34\ub9ac \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\ub3c4 \uad50\ud1b5\uc0ac\uace0\uc758 \uc704\ud5d8\uc744 \uc644\ubcbd\ud788 \ud53c\ud560 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uc0ac\uace0 \uc790\uccb4\ub9cc\uc73c\ub85c\ub3c4 \uc5c4\uccad\ub09c \uc2e0\uccb4\uc801, \uc815\uc2e0\uc801 \uace0\ud1b5\uc774 \ub530\ub974\uc9c0\ub9cc, \ud53c\ud574\uc790\ub97c \ub354\uc6b1 \uc808\ub9dd\ud558\uac8c \ub9cc\ub4dc\ub294 \ucd5c\uc545\uc758 \uc0c1\ud669\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubc14\ub85c \ub098\ub97c \ub4e4\uc774\ubc1b\uc740 \uac00\ud574 \ucc28\ub7c9\uc774 \uadf8\ub300\ub85c \ub3c4\uc8fc\ud574 \ubc84\ub9ac\ub294 \ube91\uc18c\ub2c8(Hit-and-Run) \uc0ac\uace0<\/strong>\uc774\uac70\ub098, \uac00\ud574\uc790\ub97c \uc7a1\uace0 \ubcf4\ub2c8 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\uc9c0 \uc54a\uc740 \ubb34\ubcf4\ud5d8\ucc28(Uninsured Vehicle)<\/strong>\uc778 \uacbd\uc6b0\uc785\ub2c8\ub2e4.<\/p>\n

\uc77c\ubc18\uc801\uc778 \uad50\ud1b5\uc0ac\uace0\ub77c\uba74 \uac00\ud574\uc790\uc758 \ubcf4\ud5d8\uc0ac\ub97c \uc0c1\ub300\ub85c \uc758\ub8cc\ube44\uc640 \uc0c1\ud574 \ubcf4\uc0c1\uc744 \uccad\uad6c\ud558\uba74 \ub429\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uac00\ud574\uc790\uac00 \uc5c6\uac70\ub098 \ubcf4\uc0c1\ud560 \ub2a5\ub825\uc774 \uc5c6\ub2e4\uba74, \ud53c\ud574\uc790\ub294 \ub9c9\ub300\ud55c \ubcd1\uc6d0\ube44\uc640 \ud6c4\uc720\uc7a5\ud574, \uadf8\ub9ac\uace0 \uc77c\ud558\uc9c0 \ubabb\ud574 \ubc1c\uc0dd\ud558\ub294 \uc784\uae08 \uc190\uc2e4\uc744 \uace0\uc2a4\ub780\ud788 \ub5a0\uc548\uc544\uc57c \ud560\uae4c\uc694? <\/p>\n

\uacb0\ub860\ubd80\ud130 \ub9d0\uc500\ub4dc\ub9ac\uba74, \uc808\ub300 \uadf8\ub807\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/strong> \ub274\uc695\uc8fc\ubc95\uacfc \uc5ec\ub7ec\ubd84\uc774 \uac00\uc785\ud55c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc758 UM(Uninsured Motorist) \ubc0f SUM(Supplementary Uninsured\/Underinsured Motorist) \ud074\ub808\uc784<\/strong>\uc744 \uc815\ud655\ud788 \ud65c\uc6a9\ud55c\ub2e4\uba74, \uac00\ud574\uc790\uc758 \uc0c1\ud669\uacfc \ubb34\uad00\ud558\uac8c \uc5ec\ub7ec\ubd84\uc758 \uad8c\ub9ac\ub97c \ubcf4\ud638\ubc1b\uace0 \ucd5c\ub300\ud55c\uc758 \ubc95\uc801 \ubcf4\uc0c1\uc744 \uc774\ub04c\uc5b4\ub0bc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\"Lawyer<\/p>\n

\ubb34\ubcf4\ud5d8\ucc28 \ubc0f \ube91\uc18c\ub2c8 \uc0ac\uace0, \uc65c \ub354 \uce58\ubc00\ud55c \uc811\uadfc\uc774 \ud544\uc694\ud560\uae4c?<\/h2>\n

\ub274\uc695 \ubc0f \ubbf8\uad6d \uc804\uc5ed\uc5d0\ub294 \ubc95\uc801 \uc758\ubb34\uc784\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ubcf4\ud5d8 \uc5c6\uc774 \ub3c4\ub85c\ub97c \uc9c8\uc8fc\ud558\ub294 \uc6b4\uc804\uc790\uac00 \uc0c1\uc0c1 \uc774\uc0c1\uc73c\ub85c \ub9ce\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ucc45\uc784 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\ub354\ub77c\ub3c4 \ub274\uc695\uc8fc\uc758 \ucd5c\uc18c \uc694\uad6c \ud55c\ub3c4(State Minimum)\ub9cc \uac00\uc785\ud55c \uc6b4\uc804\uc790\uac00 \ub300\ub2e4\uc218\uc774\uae30\uc5d0, \uc2ec\uac01\ud55c \uc0c1\ud574\ub97c \uc785\uc5c8\uc744 \ub54c \uadf8\ub4e4\uc758 \ubcf4\ud5d8\ub9cc\uc73c\ub85c\ub294 \ud131\uc5c6\uc774 \ubd80\uc871\ud55c \uc0c1\ud669\uc774 \ube48\ubc88\ud558\uac8c \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n

\ud2b9\ud788 \ube91\uc18c\ub2c8 \uc0ac\uace0<\/strong>\uc758 \uacbd\uc6b0, \uac00\ud574\uc790\uc758 \uc2e0\uc6d0\uc744 \ud2b9\uc815\ud560 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uac74 \ucd08\uae30\ubd80\ud130 ‘\uc0ac\uace0\uac00 \uc2e4\uc81c\ub85c \ubc1c\uc0dd\ud588\ub2e4\ub294 \uc0ac\uc2e4’ \uc790\uccb4\ub97c \ud53c\ud574\uc790\uac00 \uc785\uc99d\ud574\uc57c \ud558\ub294 \uae4c\ub2e4\ub85c\uc6b4 \uc808\ucc28\uac00 \ub3d9\ubc18\ub429\ub2c8\ub2e4. \ub9cc\uc57d \uac00\ud574 \ucc28\ub7c9\uc774 \uc77c\ubc18 \uc2b9\uc6a9\ucc28\uac00 \uc544\ub2cc \ub300\ud615 \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9\uc774\uc5c8\ub2e4\uba74 \ud53c\ud574\uc758 \uaddc\ubaa8\ub294 \uae30\ud558\uae09\uc218\uc801\uc73c\ub85c \ucee4\uc9d1\ub2c8\ub2e4. (\ucc38\uace0\ub85c \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9 \uc0ac\uace0\uc758 \uacbd\uc6b0, \ub300\ud615 \ud2b8\ub7ed(18-Wheeler) \uc0ac\uace0\uc758 \ubcf4\uc0c1 \uccb4\uacc4<\/a>\ub294 \uc77c\ubc18 \uc0ac\uace0\uc640 \uc644\uc804\ud788 \ub2e4\ub978 \ubcf5\uc7a1\ud55c \ubc95\uc801 \uae30\uc900\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.)<\/p>\n

\uc774\ub7ec\ud55c \ub9c9\ub9c9\ud55c \uc0c1\ud669\uc5d0\uc11c \ud53c\ud574\uc790\ub97c \uad6c\uc81c\ud574 \uc8fc\ub294 \ud575\uc2ec \uc81c\ub3c4\uac00 \ubc14\ub85c \ub0b4 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \ud3ec\ud568\ub41c UM\/SUM \ud2b9\uc57d<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n

\ub098\ub97c \uc9c0\ucf1c\uc8fc\ub294 \ucd5c\ud6c4\uc758 \ubc29\ud328: UM \ubc0f SUM \ud074\ub808\uc784\uc758 \uc774\ud574<\/h2>\n

\uac00\ud574\uc790\uc5d0\uac8c \uae30\ub300\ud560 \uc218 \uc5c6\uc744 \ub54c, \ud654\uc0b4\ud45c\ub294 ‘\ub0b4\uac00 \uac00\uc785\ud55c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac’\ub97c \ud5a5\ud558\uac8c \ub429\ub2c8\ub2e4. \uc774\ub97c \uc815\ud655\ud788 \uc774\ud574\ud558\ub294 \uac83\uc774 \ubcf4\uc0c1\uc758 \uccab\uac78\uc74c\uc785\ub2c8\ub2e4.<\/p>\n

\"Lawyer<\/p>\n

1. UM (Uninsured Motorist) \ucee4\ubc84\ub9ac\uc9c0\ub780?<\/h3>\n

UM\uc740 \ubb34\ubcf4\ud5d8 \uc6b4\uc804\uc790 \ucee4\ubc84\ub9ac\uc9c0<\/strong>\ub85c, \ub274\uc695\uc8fc\uc5d0\uc11c \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uac00\uc785 \uc2dc \ubc95\uc801\uc73c\ub85c \ubc18\ub4dc\uc2dc \ud3ec\ud568\ub418\uc5b4\uc57c \ud558\ub294 \ud544\uc218 \ud56d\ubaa9\uc785\ub2c8\ub2e4.
\n* \uc801\uc6a9 \ub300\uc0c1:<\/strong> \uac00\ud574 \ucc28\ub7c9\uc774 \ubcf4\ud5d8\uc5d0 \uc804\ud600 \uac00\uc785\ub418\uc5b4 \uc788\uc9c0 \uc54a\uac70\ub098, \ub3c4\ub09c \ucc28\ub7c9\uc778 \uacbd\uc6b0, \ud639\uc740 \uc2e0\uc6d0\uc744 \uc54c \uc218 \uc5c6\ub294 \ube91\uc18c\ub2c8 \ucc28\ub7c9\uc5d0 \uc758\ud574 \uc0ac\uace0\ub97c \ub2f9\ud588\uc744 \ub54c \ubc1c\ub3d9\ub429\ub2c8\ub2e4.
\n* \ubcf4\uc0c1 \ubc94\uc704:<\/strong> \ud53c\ud574\uc790\uc640 \ud0d1\uc2b9\uc790\uc758 \uc2e0\uccb4\uc801 \uc0c1\ud574(Bodily Injury)\uc5d0 \ub300\ud55c \uc758\ub8cc\ube44, \ud1b5\uc99d \ubc0f \uace0\ud1b5(Pain and Suffering), \uc0c1\uc2e4 \uc218\uc775 \ub4f1\uc744 \ub0b4 \ubcf4\ud5d8\uc0ac\uac00 \ub300\uc2e0 \ubcf4\uc0c1\ud569\ub2c8\ub2e4.<\/p>\n

2. SUM (Supplementary Uninsured\/Underinsured Motorist) \ucee4\ubc84\ub9ac\uc9c0\uc758 \uc911\uc694\uc131<\/h3>\n

SUM\uc740 \ubcf4\uc0c1\ud55c\ub3c4 \ucd08\uacfc\/\uacfc\uc18c\ubcf4\ud5d8 \uc6b4\uc804\uc790 \ucee4\ubc84\ub9ac\uc9c0<\/strong>\ub85c, \uc120\ud0dd \uc0ac\ud56d\uc774\uc9c0\ub9cc \ub274\uc695\uc5d0\uc11c \uc6b4\uc804\ud55c\ub2e4\uba74 \ubc18\ub4dc\uc2dc \ub109\ub109\ud55c \ud55c\ub3c4\ub85c \uac00\uc785\ud574\uc57c \ud558\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \ud2b9\uc57d\uc785\ub2c8\ub2e4.
\n* \uc801\uc6a9 \ub300\uc0c1:<\/strong> \uac00\ud574\uc790\uac00 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\uae34 \ud558\uc9c0\ub9cc, \uadf8 \ud55c\ub3c4\uac00 \ub108\ubb34 \ub0ae\uc544 \ub0b4 \ud53c\ud574\ub97c \uc804\ubd80 \ubcf4\uc0c1\ud558\uae30\uc5d0 \ud131\uc5c6\uc774 \ubd80\uc871\ud560 \ub54c(Underinsured) \uc0ac\uc6a9\ub429\ub2c8\ub2e4.
\n* \uc791\ub3d9 \uc6d0\ub9ac:<\/strong> \uac00\ud574\uc790\uc758 \ubcf4\ud5d8 \ud55c\ub3c4\uc561\uc744 \ubaa8\ub450 \uc18c\uc9c4\ud55c \ud6c4, \ubd80\uc871\ud55c \ub098\uba38\uc9c0 \ud53c\ud574 \ubcf4\uc0c1\uc561\uc744 \ub0b4 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc758 SUM \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \ucd94\uac00\ub85c \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ube91\uc18c\ub2c8(Hit-and-Run) \uc0ac\uace0 \ubc1c\uc0dd \uc2dc \ud544\uc218 \ucd08\uae30 \ub300\ucc98\ubc95<\/h2>\n

\ube91\uc18c\ub2c8 \uc0ac\uace0\ub294 \uc77c\ubc18 \uc0ac\uace0\ubcf4\ub2e4 \ubcf4\ud5d8\uc0ac\uc758 \uc758\uc2ec\uacfc \uc870\uc0ac\uac00 \ud6e8\uc52c \uae4c\ub2e4\ub86d\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \uc0ac\uae30\ub97c \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \uc5c4\uaca9\ud55c \uaddc\uc815\uc744 \ub450\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub0b4 \ubcf4\ud5d8\uc73c\ub85c\ubd80\ud130 \uc815\ub2f9\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \ub2e4\uc74c\uc758 \uace8\ub4e0\ud0c0\uc784 \uc218\uce59<\/strong>\uc744 \ubc18\ub4dc\uc2dc \uc9c0\ucf1c\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

    \n
  • 24\uc2dc\uac04 \uc774\ub0b4 \uacbd\ucc30 \uc2e0\uace0 (\uc808\ub300 \uaddc\uce59):<\/strong> \ub274\uc695\uc8fc\ubc95\uc5d0 \ub530\ub77c \ube91\uc18c\ub2c8 \uc0ac\uace0 \ubc1c\uc0dd \uc2dc \ubc18\ub4dc\uc2dc 24\uc2dc\uac04 \uc774\ub0b4\uc5d0 \uacbd\ucc30(NYPD \ub4f1)\uc5d0 \uc2e0\uace0<\/strong>\ud558\uace0 \uacf5\uc2dd \uacbd\ucc30 \ub9ac\ud3ec\ud2b8(Police Report)\ub97c \uc791\uc131\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \uae30\ud55c\uc744 \ub193\uce58\uba74 UM \ud074\ub808\uc784 \uc790\uccb4\uac00 \uc601\uad6c\uc801\uc73c\ub85c \uac70\uc808\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
  • \ubb3c\ub9ac\uc801 \uc811\ucd09(Physical Contact) \uc785\uc99d:<\/strong> \ub274\uc695\uc5d0\uc11c \ube91\uc18c\ub2c8\ub85c UM \ubcf4\uc0c1\uc744 \ubc1b\uc73c\ub824\uba74, \uac00\ud574 \ucc28\ub7c9\uacfc \ub0b4 \ucc28\ub7c9(\ub610\ub294 \ub0b4 \uc2e0\uccb4) \uac04\uc5d0 ‘\uc9c1\uc811\uc801\uc778 \ubb3c\ub9ac\uc801 \uc811\ucd09’\uc774 \uc788\uc5c8\uc74c\uc744 \uc99d\uba85\ud574\uc57c \ud569\ub2c8\ub2e4. \ube44\uc811\ucd09 \ube91\uc18c\ub2c8(\uac00\ud574 \ucc28\ub7c9\uc744 \ud53c\ud558\ub824\ub2e4 \ud63c\uc790 \uc0ac\uace0\uac00 \ub09c \uacbd\uc6b0)\ub294 \uc6d0\uce59\uc801\uc73c\ub85c \ubcf4\uc0c1 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub418\ubbc0\ub85c, \ud604\uc7a5 \uc0ac\uc9c4\uacfc \ud30c\uc190 \ubd80\uc704 \uae30\ub85d\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/li>\n
  • \ubaa9\uaca9\uc790 \ud655\ubcf4 \ubc0f \uc99d\uac70 \uc218\uc9d1:<\/strong> \uc8fc\ubcc0 \uc0c1\uac00\uc758 CCTV, \ube14\ub799\ubc15\uc2a4 \uc601\uc0c1, \ubaa9\uaca9\uc790\uc758 \uc5f0\ub77d\ucc98\ub97c \ud604\uc7a5\uc5d0\uc11c \uc989\uc2dc \ud655\ubcf4\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
  • \uc2e0\uc18d\ud55c \ubcf4\ud5d8\uc0ac \ud1b5\ubcf4:<\/strong> \uc0ac\uace0 \ubc1c\uc0dd \ud6c4 \uac00\ub2a5\ud55c \ud55c \ube68\ub9ac(\ubcf4\ud1b5 30\uc77c \uc774\ub0b4) \ub0b4 \ubcf4\ud5d8\uc0ac\uc5d0 \uc11c\uba74\uc73c\ub85c \uc0ac\uace0 \uc0ac\uc2e4\uc744 \ud1b5\ubcf4\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n

    \ub0b4 \ubcf4\ud5d8\uc0ac\uc640\uc758 \uc2f8\uc6c0, \uc65c \ucd5c\uace0 \uc218\uc900\uc758 \ubcc0\ud638\uc0ac\uac00 \ud544\uc694\ud55c\uac00?<\/h2>\n

    \ub9ce\uc740 \ubd84\ub4e4\uc774 “\ub0b4 \ub3c8 \ub0b4\uace0 \uac00\uc785\ud55c \ub0b4 \ubcf4\ud5d8\uc0ac\ub2c8\uae4c, \uc54c\uc544\uc11c \uc798 \ubcf4\uc0c1\ud574 \uc8fc\uaca0\uc9c0”\ub77c\uace0 \ucc29\uac01\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc UM\/SUM \ud074\ub808\uc784\uc744 \uc81c\uae30\ud558\ub294 \uc21c\uac04, \uc5ec\ub7ec\ubd84\uc758 \ubcf4\ud5d8\uc0ac\ub294 \ub354 \uc774\uc0c1 \uc5ec\ub7ec\ubd84\uc758 \ud3b8\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/strong> \uadf8\ub4e4\uc740 \ucca0\uc800\ud788 \ud68c\uc0ac\uc758 \uc774\uc724\uc744 \ubc29\uc5b4\ud558\uae30 \uc704\ud574 \uac00\ud574\uc790\uc758 \ubcf4\ud5d8\uc0ac\ucc98\ub7fc \ud589\ub3d9\ud558\uba70, \uc5ec\ub7ec\ubd84\uc758 \uc0c1\ud574 \uc815\ub3c4\ub97c \ucd95\uc18c\ud558\uac70\ub098 \ube91\uc18c\ub2c8 \uc0ac\uc2e4 \uc790\uccb4\ub97c \uc758\uc2ec\ud558\uba70 \ubcf4\uc0c1\uae08\uc744 \uae4e\uc73c\ub824 \ub4e4 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

    \uc774\uac83\uc774 \ubc14\ub85c \ub274\uc695 \ud604\uc9c0\uc5d0\uc11c \uacf5\uaca9\uc801\uc774\uace0 \uce58\ubc00\ud558\uac8c \uc758\ub8b0\uc778\uc758 \uad8c\ub9ac\ub97c \ubc29\uc5b4\ud558\ub294 \ub274\uc695 \uad6c\uc790\uc6b1(Jay Koo) \ubcc0\ud638\uc0ac<\/strong>\uac00 \ud544\uc694\ud55c \uc774\uc720\uc785\ub2c8\ub2e4. <\/p>\n

    Jay Koo \ubcc0\ud638\uc0ac<\/strong>\ub294 \ub300\ud615 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc0ac\uc6a9\ud558\ub294 \uc9c0\uc5f0 \uc804\uc220\uacfc \ucc45\uc784 \ud68c\ud53c \ub17c\ub9ac\ub97c \uc644\ubcbd\ud558\uac8c \uaff0\ub6ab\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf5\uc7a1\ud55c \uacbd\ucc30 \ub9ac\ud3ec\ud2b8 \ubd84\uc11d, \uc758\ub8cc \uae30\ub85d\uc758 \ubc95\uc801 \uc785\uc99d, \uadf8\ub9ac\uace0 \ubcf4\ud5d8\uc0ac\uc640\uc758 \uce58\uc5f4\ud55c \ud611\uc0c1 \ubc0f \uc911\uc7ac(Arbitration) \uacfc\uc815\uae4c\uc9c0, \ud53c\ud574\uc790\uac00 \uc624\uc9c1 \uce58\ub8cc\uc640 \ud68c\ubcf5\uc5d0\ub9cc \uc804\ub150\ud560 \uc218 \uc788\ub3c4\ub85d \ubaa8\ub4e0 \ubc95\uc801 \ubc29\uc5b4\ub9c9\uc744 \uad6c\ucd95\ud569\ub2c8\ub2e4.<\/p>\n\n

    \uacb0\ub860: \uc5b5\uc6b8\ud55c \uc0ac\uace0, \ud63c\uc790 \uac10\ub2f9\ud558\uc9c0 \ub9c8\uc2ed\uc2dc\uc624<\/h2>\n

    \ubb34\ubcf4\ud5d8\ucc28\ub098 \ube91\uc18c\ub2c8 \uc0ac\uace0\uc758 \ud53c\ud574\uc790\uac00 \ub418\uc5c8\ub2e4\uace0 \ud574\uc11c \uc808\ub9dd\ud558\uac70\ub098 \ubcf4\uc0c1\uc744 \ud3ec\uae30\ud560 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc774 \ub9e4\ub2ec \uc131\uc2e4\ud558\uac8c \ub0a9\ubd80\ud574 \uc628 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc548\uc5d0 \uc774\ubbf8 \uc5ec\ub7ec\ubd84\uc744 \ubcf4\ud638\ud560 \uac15\ub825\ud55c \ubb34\uae30\uac00 \uc228\uaca8\uc838 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8, \uadf8 \ubb34\uae30\ub97c \uc5bc\ub9c8\ub098 \uc608\ub9ac\ud558\uac8c \ub2e4\ub8e8\uc5b4 \ucd5c\ub300\ud55c\uc758 \ubc95\uc801 \ubcf4\uc0c1\uc744 \uc774\ub04c\uc5b4\ub0bc \uac83\uc778\uac00\ub294 \uc804\uc801\uc73c\ub85c \uc5b4\ub5a4 \ubc95\ub960 \ub300\ub9ac\uc778\uacfc \ud568\uaed8\ud558\ub290\ub0d0\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    \ubcf4\ud5d8\uc0ac\uc758 \ubd80\ub2f9\ud55c \ud569\uc758 \uc81c\uc548\uc5d0 \uc11c\uba85\ud558\uae30 \uc804\uc5d0, \ud639\uc740 \ubcf5\uc7a1\ud55c \ud074\ub808\uc784 \uc808\ucc28 \uc55e\uc5d0\uc11c \ub9c9\ub9c9\ud568\uc744 \ub290\ub07c\uace0 \uacc4\uc2e0\ub2e4\uba74 \uc9c0\uccb4 \uc5c6\uc774 \uad6c\uc790\uc6b1(Jay Koo) \ubcc0\ud638\uc0ac<\/strong>\uc5d0\uac8c \uc5f0\ub77d\ud558\uc2ed\uc2dc\uc624. \ub274\uc695 \ud55c\uc778 \uad50\ud3ec \ubc0f \ud604\uc9c0\uc778\ub4e4\uc758 \uac00\uc7a5 \ub4e0\ub4e0\ud55c \ubc95\uc801 \ubcf4\ud638\uc790\ub85c\uc11c, \uc783\uc5b4\ubc84\ub9b0 \uc5ec\ub7ec\ubd84\uc758 \uad8c\ub9ac\uc640 \uc815\ub2f9\ud55c \ubcf4\uc0c1\uc744 \ub05d\uae4c\uc9c0 \ub418\ucc3e\uc544 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

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